As a self-employed individual you have the same loan options and requirements as a wager earner does. However, you do have the added complexity of providing detailed proof of income. Here’s what you need to be aware of and prepared for: ✅ Organize your finances and records. You will need ...
Continue ReadingHave you been thinking about moving, but not sure how you can buy a new home without selling your current home? Good news! There are several financial options that would allow you to buy before you sell. This is extremely helpful in a market like ours, where inventory is low. ...
Continue ReadingHere are eight signs that say you might be ready to stop renting and become a home owner. Maybe it is time to invest in your own home and build equity. Let’s chat about your options. ...
Continue ReadingVirginia Housing (formerly VHDA), has spent the last 50 years making homeownership more affordable. Here are some of the programs that you can take advantage of as a first time home buyer: DOWN PAYMENT ASSISTANCE GRANT (DPA) This grant provides money to qualifying first time buyers and it does not ...
Continue ReadingTips To Reach Your Homebuying Goals in 2023 Some Highlights If you’re planning to buy a home in 2023, here are a few things to focus on. Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them. Let’s ...
Continue ReadingThe Cost of Waiting for Mortgage Rates To Go Down Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when you set ...
Continue ReadingThere are lots of scary headlines out there making it almost impossible to decide if you should buy a home right now. If you are worried about interest rates, remember these two things: If you buy now and rates go lower, you can refinance to get the lower rate. ...
Continue ReadingHow Today’s Mortgage Rates Impact Your Home Purchase If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage rates directly impact the monthly payment ...
Continue ReadingThe Lender Your Work With Is Important The mortgage lender is one of the most important people you will work with when you buy a home. And the person or company you work with will have a huge influence on how smoothly the home purchase process goes, starting with your ...
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