It depends on your timeline, finances, and goals — not headlines.

Waiting for the “perfect” time often costs buyers more in the long run. Interest rates can change, but so can prices and competition. The right time to buy is when it makes sense for you — and I’ll be honest if it doesn’t.

Falling in love before understanding the numbers.

Emotion matters — but it has to be balanced with logic, resale value, and long-term comfort. My job is to protect your future self, not just win the house.

Most buyers should plan for:

• Down payment

• Closing costs (typically 2–3% of the purchase price)

• Inspections

• Appraisal

• Moving expenses

Short answer: yes, if you want protection and strategy.

A buyer’s agent represents you — not the seller, not the builder. I help you evaluate pricing, negotiate terms, manage risk, and navigate contracts that most buyers only see once or twice in their lifetime. Without representation, buyers often overpay or miss important contract protections.

Yes — and sellers expect it.

A pre-approval strengthens your offer and helps us focus on homes you can confidently afford. I’m happy to recommend trusted local lenders if you don’t already have one.

We have a conversation — no pressure, no obligation.

We’ll talk about:

• Your goals

• Your timeline

• Your comfort level

• What’s realistic in today’s market

From there, we decide next steps together.